We live in a digital world where much of life happens online, from managing finances to staying connected with loved ones. Protecting personal information is more important than ever, especially for seniors who are often targeted by scammers.
In 2021, 45% of Americans over 65 actively used social media, making them the fastest-growing segment of users. Unfortunately, their growing online presence puts them at higher risk for fraud. The FBI reported over 92,000 senior victims of fraud that same year, with losses exceeding $1.6 billion.
These threats—like phishing, identity theft, and malware—can have serious consequences for seniors, including financial loss and privacy breaches. Fortunately, with a few simple steps, seniors and their families can protect personal information, keep finances safe, and enjoy peace of mind online.
Use Strong Passwords and Two-Factor Authentication
Choose passwords that are hard to guess, like a mix of letters, numbers, and symbols. Do not use the same password for everything. This helps keep your accounts safer. If you find it hard to remember all your passwords, try a password manager. It is a tool that keeps your passwords safe, so you only need to remember one.
Two-factor authentication helps keep your accounts even safer. You can download an “Authenticator Application” on to your phone. When you set up two-factor authentication on a website you use, after you enter your password, you will also need to verify your identity with a code sent to your phone. It is an extra step that makes your online profiles more secure.
Recognize Phishing Scams and Suspicious Links
Phishing scams often come through emails, texts, or calls that seem to be from trusted companies. Here are some red flags to watch for:
- Urgent or threatening messages — These communications pressure you to act quickly without considering the risk.
- Generic greetings — Scammers often use “Dear customer” instead of your name.
- Do not click on suspicious links or attachments — This is especially advised if they are from unknown sources. If you are unsure about something from a company you do business with, you can call the company or look on their website to see if they actually sent the email or text.
Limit Personal Information Shared Online
Be cautious with what you share. Avoid posting sensitive details like your birthdate, address, or daily routines on social media. Scammers can use this information to steal your identity or target you with scams. Remember that anything shared online can be seen by others. Even if you trust your friends, your information could be shared or exposed unintentionally.
Install and Update Security Software
Keeping your security software up to date is crucial. New threats emerge regularly, and updates ensure you have the latest protections. Set your software to update automatically for ease. Only download apps or software from trusted sources, like official app stores or the manufacturer’s website. Be cautious of links in emails or messages from unknown senders.
Use Secure Internet Connections
Public Wi-Fi in places like coffee shops, airports, or hotels may seem convenient, but it can be risky. Hackers can access your personal information if you use these networks, especially when shopping or banking online.
At home, make sure your Wi-Fi network is protected with a strong password. Avoid using default passwords and update them regularly to prevent unauthorized access.
Empowering Seniors at CEI
Staying safe online allows seniors to confidently explore the digital world without compromising their privacy. CEI has trained over 400 participants on how to use an ipad – including best practices around safety. In addition, we have computers on site in our library rooms that allow for safe browsing and the activities staff is always available to answer questions and help seniors navigate safe use of the internet. To learn more about CEI and the services we offer, call us at (844) 319-1150.
